• The Personal Loan, an unsecured loan that allows you to borrow up to €75,000 to make your dreams a reality. For specific projects, discover our Personal Loans for Home Improvements, Cars, or Motorcycles! • The Revolving Credit, a flexible solution for borrowing up to €10,000, which will be replenished as you make repayments. • Debt Consolidation, which allows you to combine your existing consumer loans into a single loan with terms better suited to your needs.

After signing the loan offer, you have a 14-day cooling-off period during which you can withdraw from the agreement. However, the funds release period can be reduced to 7 days, in which case your right of withdrawal still applies until the 14th day.

There is no legal age limit for taking out a loan. However, after age 65, the drop in income that often accompanies retirement can make obtaining consumer credit more difficult for some borrowers. Don't worry, there are solutions to facilitate access to credit for seniors: down payments, mortgage guarantees, etc. Keep in mind that lenders will always focus more on repayment capacity and debt-to-income ratio than on the borrower's age itself.